Help With Payday Loan- The benefits of payday loan consolidation

With the crisis, economic difficulties are leading households towards new financial challenges. Also, faced with the generalization of credit as a mode of purchase, many households are increasing loans and, consequently, monthly payments. In the face of these obligations, the purchase of loans is an optimal solution.

The benefits of payday loan consolidation

Payday loan consolidation consists of grouping several credits into one- browse this site. In other words, the various monthly payments that households may face will be summarized in a single schedule, which will extend over a longer period. This solution has the great advantage of offering homes real financial breathing, for the simple reason that, in correlation with its spread over time, the credit “unified” will be refocused to a single bank, so that its rate will be reduced, and this in proportions that can exceed 50%. By opting for this system, the interested party will find a solution that is both practical (a single schedule, a single establishment, a single rate), but also a comfortable mechanism by which he can renew his finances and see his purchasing power revalued.

For what types of households?

Credit consolidation is a comprehensive solution that will satisfy any type of household, including large households of four or more people. This category of household needs to experience situations that require the most stringent budget management, to be able to cope with heavy or unforeseen expenses. Those interested can find their account. Credit redemption is not a system reserved for individuals, but it can apply to an entire family to help them get out of debt.

Family credit pooling is a solution for all types of households, regardless of the number of dependent children. Households of four or more people will, therefore, be able to make an appointment without hesitation with an expert, who will be able to consider the overall family situation to propose a project to buy credit and an overall monthly payment. This consolidation may cover several areas since loan buyback solutions can be applied in sectors that are decisive for household finances such as consumption or mortgage lending.

If you are interested in the mechanism of the repurchase of loan, do not hesitate to go on the site of Hexadirect, where you will have the possibility of proceeding to a free simulation and without engagement : you will thus be able to become familiar with this system and find the financial solution that best suits your needs.

Urgent loans without paperwork

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It is now possible to borrow urgently without paperwork . Using cyber security systems, you can verify that the applicant is not trying to commit some type of scam. Next we will talk about some of the systems that are used, to increase security levels without having to use paperwork .

Not using paperwork or paperwork, also involves some disadvantages for financial, such as possible scams or misunderstandings with the applicants for a particular service.

Although these urgent loans, do not use paperwork, you have to accept a series of contracts and terms, which describe the conditions or privacy agreements.

What security systems have they invented to make loans without paperwork?

Here you have some security systems, which use online financial .

  • Instant Loans: a security system that some banks also use. They analyze different characteristics to deduce if it is the true applicant. They also provide a high response speed.
  • Bank verification: the bank payment gateways are used to verify that the applicant is not another person posing as the bank. Thanks to the security of online banking . For example, by logging in with your bank account, you can access the next step. So if you have managed to pass the security of the bank, it is considered that a certain security protocol has been passed.
  • Scanned documentation: a less secure form, but still used, scanning documents, the data is checked. You might think, anyone could steal your ID or payroll, but you could also ask for other documents, such as a bank statement.


Working in the financial sector is often not easy, but gives a great deal of satisfaction every day. It is thanks to our work, in fact, that we are fortunate to help our neighbors not only in times of difficulty, but also in the less complicated situations that require a small push towards the best of resolutions. After a day at the office, we always think of those who have crossed the threshold a little ‘down the line and left it with a smile. For this reason, when we say that those who turn to us are never just a customer, we neither lie nor exaggerate: each of them brings with it a different story, touching in the same way.

Like Tommaso, thirty-two of Laconi, who moved to Cagliari years ago to undertake his studies in the Faculty of Engineering. Tommaso is a dynamic, sporty boy with two great passions: computer science and volunteering. Compatibly with his studies he has always tried to carve out some free time and collaborate with an NGO that, among other things, deals with increasing the level of schooling in some African countries by implementing digitization. Another of Tommaso’s strongest bonds is that with his family, especially with his grandparents. Since he left his native country it is increasingly difficult to visit them with diligence, but during the usual and endless weekly phone call with his grandfather Efisio, all the memories of a happy and carefree childhood resurface.

Tommaso’s grandfather, a former retired Telecom employee, is still a great source of inspiration today. An imposing figure, that of Efisio, but capable of transmitting numerous values.

Now the summers of Tommaso are very different from those spent in the small campsite of Tortolì with the family. The games on the beach were replaced by volunteer afternoons in the NGO, the cool evenings spent in the pine forest to build small rudimentary circuits with grandfather Efisio gave way to the unsuccessful search for a stable and consistent employment with his aspirations. A degree with honors, small work experience completed after a few months due to lack of resources, a part-time job in a cafeteria that barely suffices to cover the costs of rent and utilities.

Change begins when we decide to change

Now this is the daily life of Thomas, who for some time has in mind a grandiose project that would finally give space and prominence to his skills: start a small company that deals with the construction of web portals that facilitate the digitization of education in African schools. An ambitious, enthusiastic and altruistic project, as the boy defines him when he describes his friends and relatives. Pragmatic and thoughtful as grandfather Efisio, Tommaso knows that often ambitions have to deal with reality, but he does not lose heart and decides to face the situation with tenacity, starting to look for a little financial help in some credit institutions of the city.

Despite the commitment, the research does not have the desired effects: the banks refuse the requests of the young, guilty of not having a demonstrable income or a solid credit history. The voice is not slow to get to the ears of his grandfather, who would do anything to help the only nephew succeeded in the dream of a degree that he could never get.

Thus, Efisio offers to act as guarantor for Thomas and together they decide to go to the bank, which once again does not accept the request of the young. Unfortunately, Efisio is not suitable to hold the position of guarantor because it has just passed 70 years and in these cases access to conventional credit is often denied.

Again, the two are forced to separate and return to the daily routine with a bitter taste. But good blood does not lie: while Tommaso finishes his turn in the cafeteria, grandfather Efisio treasures the small computer tricks that his nephew has taught him and navigating comfortably from his living room, finds in the services offered by LeaseCredi the ideal solution.

We are available to find the right solution

After asking for an online estimate, he decides to book a consultation at our office to see if actually the assignment of the fifth of the pension can be the right way to realize the dream of Thomas. The following morning, the boy receives a big surprise: grandfather Efisio at the bar counter who, together with the request for a classic croissant and cappuccino, informs him that, in complete autonomy, he has lavished on him. Now it’s time again to show how valid is the dream of Thomas: project and documents in hand, the two reach us in our offices to receive tailored advice and tell us about this wonderful adventure. Finally, the aspirations of the young begin to take shape. After only ten days, the procedures for starting the loan are completed and Tommaso obtains the sum necessary to start the small company that, we are sure, will do good to many.

Your satisfaction is ours too

These are the moments that repay all the sacrifices of our work. Helping those discouraged, giving back a smile to a young man full of desire to do, see the eyes of a grandfather shine with pride. These stories encourage us to improve ourselves and offer an increasingly attentive and efficient service, because behind each of these stories there is an extraordinary circuit of dreams and emotions.

African animals in trompe l’oeil, by Nick Brandt – Coming out Grand Paris

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Nick Brandt, world famous for his animal portraits, delivers with this series a new plea for the preservation of big wild animals. In East African cities, in the midst of landfills and sites that encroach on the territory of lions, gorillas and rhinos, Nick Brandt has placed large-scale photographs. Here, under a highway of Nairobi, where the homeless shelter, one finds, on the right, adolescents who sniff glue … Nobody was interested in this amazing work during its installation, confessed the photographer. They are a decor and simply entertain the toddlers.

“Inherit the dust”, Nick Brandt. Until July 30th. Monday to Friday from 10h to 13h, from 15h to 19h, Saturday from 12h to 19h. A. Galerie, 4, rue Léonce-Reynaud, 16th, free admission.

Africa: food security? It depends on water

A new study found that the old colonial water permits systems across Africa are unwittingly criminalizing millions of small farmers who can not get permits. This undermines efforts to increase agricultural production and achieve the goals of economic growth.

The study examined water authorization systems in five African countries: Malawi , Kenya , South Africa , Uganda and Zimbabwe . The system of permits was introduced by the colonial powers in the 1920s. They have been designed to regulate the use of water in the interest of the colonial project by granting permits only to white settlers.

These systems established the ownership of minorities of a natural resource that was vital for economies dependent on agriculture. Traditional African water customs were ignored and overcrowded.

These colonial-style permits systems are still in use in all countries surveyed and elsewhere in Africa. As a result, legal access to water through permits remains prejudicial to a few large users, such as large-scale irrigated farms, mines and industries, which are able to navigate the complicated and costly licensing process.

At the same time, customary regimes are expanding in informal rural economies, where millions of small and micro-users of water invest in water infrastructure for self-supply and water sharing. The development of irrigation driven by farmers is the backbone of food security.

The bad news is that licensing requirements have spread to all water users, including those using small pumps to irrigate a few hectares. Users of small-scale water who do not have permits are, according to legal texts, actually committing a crime that involves a penalty being fined, jailed or both.

Micro-scale users who are exempt from requesting a permit have a weaker legal status than permit holders. So women who irrigate vegetables for family feeding in their homes, for example, have no way of safeguarding their water uses. They have to compete for water with large-scale users with permits.

There is a way to deal with this. A guide has been developed for African policy makers proposing an approach to tackle the problem. Instead of providing legal protection to a few, the approach recognizes the uses of water governed by customary laws at the same legal level as permits.

This is an appropriate way for small water users to invest in infrastructure and resolve water sharing conflicts. By targeting existing permits to regulate large-scale water users and integrating this with alternative provisions for small users, administrative burdens that disadvantage many under current systems can be overcome.

Even collective permits where possible and appropriate would be effective. This could preserve the usual provisions and protect local users of small-scale water. It could overcome the bureaucratic obstacles faced by small users and reduce the burden on governments to implement individual authorization systems.

In practice, a ‘hybrid’ approach to water use regulation is already in place because water authorities lack resources to raise awareness and to process and enforce millions of permits.

In Uganda, they refer to this practical focus on large-scale water users such as the “20-80” practice. It focuses on 20% of water users who use 80% of the water. In Kenya, the targeted grant was formalized. Water users are divided into categories from A to D, depending on the impact their water use has, and are adjusted accordingly. However, legal protection for small-scale users is not yet addressed.

The end of hunger on the continent requires a rethinking of current water rights systems and the implementation of systems built for purposes that recognize and protect the water use of millions of water users.

Aviation – Africa from above

The rapid rise of Ethiopian Airlines is an impressive success story. Now the government wants to sell a minority stake – an opportunity for investors.

It was an evening when it quickly became clear that the management of Ethiopian Airlines does not do things by halves. The first flight from Addis Ababa had just landed in Asmara, with Ethiopians and Eritreans in their arms, separated by war and hostility for two decades. “It’s a historic day,” said Tewolde Gebremariam, the head of Ethiopian Airlines, in front of a few hundred guests this July in a hotel in Asmara. The then the glasses lifted on the historical event. There was Ethiopian beer and wine from the neighboring country, and the food had brought the Ethiopians along with the embassy, ​​also want to participate in the national airline Eritrean Airlines. If you are already here. After the long banquet speech from Tewolde, many guests did not know what was actually celebrated – the historic peace agreement or the brilliant business of Ethiopian Airlines.

Tewolde has been managing Ethiopian’s business for seven years, and since then, the number of airplanes and passengers has tripled: with 100 aircraft, 120 international destinations are served and 10 million passengers are transported. For several years, Ethiopian has also been a member of the Star Alliance, which also includes Lufthansa. It is one of the biggest success stories in Africa. Who has managed to do so without help from the outside and shows what is possible when a company has a clear goal and can pursue it without too much corruption and state disability. The government of Ethiopia has hitherto allowed the airline to operate autonomously, but now wants to sell a minority stake to raise funds for further investment.

This is the first time that Ethiopia has offered foreigners participation in state-owned enterprises. Young Prime Minister Abiy Ahmed, who has been in office since spring, is reforming the country at a breathtaking pace and wants to open it up to investors.

The Post subsidiary DHL set up a joint venture with Ethiopian’s freight division just a few days ago. The two companies already worked together before that. With pretty impressive results. If you give up a package on Addis Ababa on Monday afternoon, you usually reach your customers in Cape Town on Friday mornings over a distance of 5200 kilometers.

Also open to participation is Ethio-Telecom, the state telecommunications company, which has a monopoly in mobile communications. Gerd Müller, the Federal Minister for Economic Cooperation, was in Ethiopia and hopes for more investment by German companies. “In Ethiopia, there are huge opportunities for the German economy, which is a country with 100 million inhabitants and great momentum for reform.” Prime Minister Abiy Ahmend wants German companies in the country, for example, Telekom could participate in state-owned telecommunications company Ethio-Telecom I will talk to the Telekom.”

Ethio-Telecom is one of the poorly managed companies. Even in the megacity of Addis Ababa, you can only buy sim cards from a handful of places in Africa, which have overslept important payment systems in Africa.

Anders Ethiopian Airlines, which has to correct its goals every year – upwards. “This is all the more remarkable because Africa is not the easiest continent for aviation,” says CEO Tewolde. Although most African countries have been known to open their airspace, in practice there are many small states that want to protect their tiny airlines from too much competition or start their own airline.

Instead of waiting for eternities on land rights and concessions in other states, Ethiopian Airlines has now begun to take over or take over smaller airlines: Malawi, Chad, Zambia, Guinea and Togo. At monthly intervals, new alliances are being announced. Ethiopian has a functioning management, which is popular in many countries. Nigeria, the most populous country in Africa, has not managed to build a functioning airline despite its billions of oil revenues, and all attempts failed after a few years. Now talks are being held with Ethiopian.

No bad times for the entry of an investor. In the past fiscal year Ethiopian made a profit of 210 million euros with a turnover of 2.8 billion. It should be even better next year. The new part of the airport has just been inaugurated in Addis Ababa.

Anti-Party In Practice

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<p>In 2012, Paul Simon Norway met with the musicians from the Graceland album , and they played a lot of the music from that particular album. The album came out in 1986, and although it was subsequently hailed as a masterpiece, there was great controversy around it when it came out.</p>
<p>Due to the inhuman apartheid regime, it was the full boycott of South Africa in the mid-1980s. When Paul Simon went there to collaborate with South African musicians, he received a lot of pepper from the ANC (African National Congress for whom Nelson Mandela worked) as well as other anti-party activists. The concerts in the wake of the <a  href=''>record release</a> were accompanied by insane demonstrations, in some places even hand grenades and bomb threats. The security checks at the concerts were extreme. The opponents of Simon had a strong case and they had good arguments. Boycott is a boycott, we can not make exceptions, it’s no longer a boycott.</p>
<p>History has shown that the total boycott of South Africa worked. The world could condemn the governance morally as much as it wanted, but it helped a little. There is money that screams the highest. At times the regime fell. Simon’s breach of the boycott did not spoil it, because it was never his intention.</p>
<p>What was his purpose? Well, simply making music. Simon had no political agenda, he just wanted to make a plate. Graceland can be seen as antiapartity in practice. Simon would cooperate with black South Africans on equal terms. The fact that he had no political agenda makes this aspect even stronger, even more convincing. There was no “I must cooperate with the poor, oppressed people to support their case” attitude, he wanted a collaboration of purely artistic reasons, without being involved in politics. Naively, yes, but equality in practice.</p>
<p>The story has not only shown that boycott worked, it has also shown that Paul Simon’s plate Graceland is a tough masterpiece in popular music history, a classic and a little piece of pioneer work. Maybe it was not right what he did, but the jam I’m glad he did it anyway. The world would have been a poorer place without Graceland .</p>
<p>Now it’s almost 30 years since the album came out, Paul Simon has been in South Africa and talked to the ANC, messed up, you can say. It was filmed and found on the documentary Under African Skies , which was broadcast on NRK. It is also to be found as part of the newly released jubilee edition of Graceland disc.</p>
<p>The Graceland tour, where Simon received sizes like Miriam Makeba, Hugh Masekela, and Ladysmith Black Mambazo choir , despite the protests, went their victory over the world. Unfortunately, they did not play in South Africa since Miriam Makeba did not have an entry permit in his own country of origin. The closest they came to was Zimbabwe, and the concert they made there was filmed and released on DVD ( Graceland, The African Concert ). I hope publishers know their visit time and print this in a new edition.</p>
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Oslo Spektrum, Tuesday, July 24, 2012, confronting with joy, I am almost in front of the scene and see and hear the music that has been so important to my youth and my adult life. Miriam Makeba died in 2008, but otherwise they were there, most of whom participated in the 1987 tour. The African musicians made several solo songs, and one of the many highlights for me was Hugh Masekela’s intense Stimela (Coal Train) . This became more like a work than a song, he told, sang, groaned, played, shouted and grunted so we both saw, heard and smelled the train thundered through the African landscape, heading to the mines in South Africa, where the miners climbed far below the ground, far away from their loved ones, to their dark world of dust and narrow times with dangers around every corner.

Of course, South Africa’s political progress was celebrated at this concert, it would just be missing. 25 years have passed, and the incredible happened: Nelson Mandela is set free and the black South Africans have been granted rights in their own country. If Paul Simon can be a part of it all, I’m quite convinced that he was a positive driver rather than the opposite.


Actions catalog of the DJV against the spread of African swine fever (ASP)

In October 2017, the German Hunting Association (DJV) published on its website the freely accessible catalog of measures against the spread of the ASP . In view of the current treatment of the subject of ASP by the daily press (even the Tagesschau reports on it), it is worth taking a closer look at the measures proposed in the catalog.

In the first part of the report, the DJV calls upon confirmation of the ASP in Germany to take all possible measures to curb the disease immediately and prevent spreading to the livestock.

The DJV proposes to divide the area around a confirmed ASP case similar to the case of the Czech Republic in three areas:

1st core area = approx. 20 km² (area around the ASP Fund)

2. Endangered district = approx. 1,000 km²

3. Buffer zone = 12,000 km² (for comparison the area of ​​Schleswig-Holstein is approx. 15,800 km²)

The classification of the areas does not refer to measures for livestock, but serves only to differentiate the intensity of the wild boar hunting and the associated measures in the area. For example, it is assumed that the population of wild boar in the buffer zone would have to be reduced by about 70% in the shortest possible time, if a containment of the disease is to be successful.

For the core area, it is suggested that all carcasses (hunting and game) should be inspected for ASP and properly disposed of.

In the second part of the report, a total of 31 measures are listed (from any hunting rest, through the use of drones to changes in agriculture). It will indicate in which of the three areas (core area (K), vulnerable area (G) and buffer zone (P)) that measure could be used and the potential advantages or disadvantages of the measure. In the comment columns, some of the measures are commented on from the point of view of the DJV.

Classification of the catalog of measures

The DJV is an association of hunters and has first of all no creative power in laws and regulations. Nonetheless, it participates in the drafting of legislation in the form of policy advice, but politicians have no obligation to embrace the views of the BJV or other associations.

This means that the measures proposed by the DJV can be seen by the policy in whole or even partially different. The view can be the complete rejection of a measure or just a different view of individual advantages or disadvantages.

Therefore, it is far from the case that the same measures are adopted when the ASP enters Germany, as suggested by the DJV in its paper.

Which interests are affected?

We hunters are indeed the only ones who can hunt in Germany and in the end probably also carry the manual burden of fighting the spread of ASP, we have no free hand in the exercise of ASP control. Before the individual measures are taken, the policy – in the form of state, environment and interior ministries – will listen to the individual interests of the groups concerned and then make a decision for or against the measure.

For example, with the example of night-vision optics, it currently looks, for example, that the interior ministries of the federal states and the federal government are opposed to the release of night-time optics for hunting. Fears include, among other things, the argument of higher vulnerability to the safety of the population in case of abuse. Regardless of whether it is believed that legal gun owners use their weapons responsibly or not, one fact is very interesting. Since the equipment of our policemen in particular in the night vision technology (with exception of the special police units) has clear, would be in the case of a release of night target devices potentially over 300,000 hunters in Germany the police officer “fire technology” superior. Whether this is seen by the Home Office as a real danger is not publicly evidenced.

Probability of success of the measures

Whether the proposed measures will ultimately be crowned with success or not can only show the future and maybe a glimpse into the Czech Republic or Poland. Since many of the measures are legal there and are also operated by the local hunting community, it should also be possible to learn from the experiences there.

However, since natural laws always apply and the probability of spread of diseases depends on the size of the population, some preventive measures can be taken by the hunting community. According to the old motto “precaution is better than aftercare”, every hunter should go in and examine how far he can and wants to contribute to the already existing means for the prevention of ASP.

Cameroon loses 2019 African Nations Cup finals

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Cameroons ability to host the finals was first questioned when CAF announced in July last year that the tournament would have eight additional teams and only countries capable of putting on world-class tournament, with complete facilities and extensive infrastructure would be allowed to stage the event.
Morocco immediately said it was ready to replace Cameroon, beginning more than a year of claims and counter-claims that CAF intended taking the tournament away from Cameroon and giving it to the north African country.
CAF sent several inspection teams to Cameroon to check on the progress of the construction of five stadiums proposed for the tournament.
When CAF president Ahmad went to Cameroon in October he told the country’s President Paul Biya in front of assembled reporters: “CAF has no Plan B, nor have we ever considered taking the Nations Cup away from Cameroon.”
But last week he criticised Cameroon’s inability to regularise the affairs of its football federation, which has been under the control of a normalisation committee for more than a year while it struggles to adopt a new constitution and elect a new executive.
Next year’s Nations Cup will be the first moved to mid-year to end a long-standing clash between clubs and countries over the release of their players.
It will be the fourth successive Nations Cup to have a change of host.
The 2013 finals were to be held in Libya but the security situation there meant they were moved to South Africa.
In 2015 Morocco had the hosting rights taken away after they expressed fears that travelling fans might bring in the Ebola virus and Equatorial Guinea stepped in with just six months to prepare.
The 2017 finals were originally due to be held in South Africa, but they had swapped with Libya, which was then also unable to host and Gabon took over.

Zulehner: Pope allows priestly ordination of married people, if …

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The Viennese Catholic theologian Paul Michael Zulehner assumes that Pope Francis radically changes the conditions of admission to the priesthood if the bishops of the Amazon region so decide. Then married, working men could be consecrated, said Zulehner in Freiburg. In the long term, this path should also be open to women.

So far, only unmarried men in the Catholic Church can be ordained a priest. Zulehner justified his assessment with a statement by the Pope to Bishop Erwin Kräutler that the Synod of Bishops in the Vatican next year should make bold proposals.

“Overcoming the paralyzing stagnation of the Catholic world church”

There is some speculation as to whether the Pope will change the admission requirements for the priesthood for the sparsely populated South American Amazon, with widely scattered churches and few priests. Zulehner spoke of “models on the periphery that make world church career”. Such decentralization could overcome the “paralyzing stagnation of the Catholic world church”.

The theologian also referred to a position paper prepared by him together with the former South African Bishop Fritz Lobinger. According to this, the municipalities should appoint from their midst women and men (“personae probatae”) who receive a three-year pastoral education and are then ordained a “Team of Elders”.

The paper explicitly opposes the equally discussed model of the ” viri probati “, according to which married and church-employed men should be ordained. Full-time employees should rather be settled in professional pastoral projects, so Zulehner .

This is not the first time that Zulehner has commented on the topic. Already at the beginning of the year, the pastoral theologian had speculated about an early opening of the priesthood for married men . “I suspect that Latin American bishops will decide on the Amazon Synod in 2019. The Pope should give them the backing,” said Zulehner in an interview with the Austrian newspaper “Kurier”. This would put other local churches under pressure to follow the example of Latin Americans. “It is one of the most important decisions in this pontificate that the Pope overcomes centralism,” said Zulehner.